Braces & Invisalign® Financing and Insurance in Decatur & Hartselle, AL
Valley Orthodontics makes quality orthodontic care affordable for families across Decatur, Hartselle, and North Alabama. We offer no-interest in-house payment plans, CareCredit, and discounts for full payment and multiple family members in treatment. Your first consultation is always free, and you will leave with an exact, personalized quote.
No-Interest Payment Plans
Most of our patients spread the cost of treatment over time with our in-house, no-interest payment plans. Here is what we offer:
- Full-Payment Discount: Save when you pay for your full treatment cost up front.
- No-Interest Financing: Low down payments and affordable monthly installments through our office or CareCredit — no bank, no hidden interest.
- Multi-Family-Member Discount: Save more when more than one family member is in treatment at the same time.
- Flexible Payment Methods: We accept cash, checks, Visa, and Mastercard, plus automatic drafts from a checking account or card so you never miss a payment.
Insurance
Orthodontic benefits can significantly reduce what you pay out of pocket. Many dental insurance policies include a separate lifetime orthodontic benefit in addition to your regular dental coverage, set aside specifically for braces or aligners.
Because every plan is different, we will review your specific policy, estimate your coverage, and file your claims once treatment begins. Just bring your insurance card to your free consultation and we will factor your benefits into your estimate on the spot.
CareCredit
For patients who prefer a third-party financing option, we accept CareCredit, a healthcare credit card with plans to fit a range of budgets. You can apply online at carecredit.com before your first visit, or ask our team for assistance at the office.
What’s Included in Your Treatment Fee
We believe in clear, all-in pricing with no surprise add-ons. Your treatment fee covers:
- Diagnostic records and X-rays
- All necessary appliances
- All comprehensive orthodontic visits, including emergency visits
- One set of retainers at the end of treatment
How Much Does Treatment Cost?
It is the first question most families ask, and the honest answer is that it depends on your specific case, including the type of treatment and how much correction is needed. Orthodontic treatment is typically a multi-thousand-dollar investment, but there is no reason to guess. At your free first visit, Dr. Sample or Dr. Lauren will examine your smile and give you an exact, personalized quote, then walk you through a payment plan that fits your budget. No pressure. No obligation.
Frequently Asked Questions
Can I pay for braces or Invisalign monthly?
Yes. We offer in-house, no-interest payment plans starting around $120 a month, usually with little or no down payment. We’ll build a plan around your budget at your free consultation.
Do you take my insurance?
We’re in-network with Blue Cross Blue Shield of Alabama and Delta Dental Premier, and we work with many other plans as well. We’ll verify your specific benefits and file your claims for you - just bring your insurance card.
How much does dental insurance cover for braces?
It varies by plan, but many policies include a separate lifetime orthodontic benefit on top of your regular dental coverage. We’ll review your exact policy and tell you what to expect before you commit to anything.
Do you offer any discounts?
Yes - a discount for paying in full up front, and a multi-family-member discount when more than one person in your family is in treatment.
What if I don’t have orthodontic insurance?
No problem at all. Many of our patients don’t. Our no-interest in-house plans, CareCredit, and HSA/FSA funds make treatment affordable with or without coverage.
Get Your Personalized Quote - Free
The best way to know your real cost is a free first visit. We’ll examine your smile, review your insurance, and lay out a payment plan that works for you.
Decatur Office - 2014 Danville Park Dr SW, Decatur, AL 35603 · (256) 355-5255 Hartselle Office - 220 Karl Prince Dr SW, Hartselle, AL 35640 · (256) 773-8613